Risk Management & Insurance

Risk management involves two areas:  prevention (risk reduction) and response.

Children and Youth Ministries Risk
Management Policy and Procedures

Please click on the link below to download the Risk Management Policy and Procedures manual that the Rocky Mountain Ministry Network has adopted. This manual contains everything that you will need to put a Risk Management policy into place. The Network Presbytery has directed that every Network Affiliated Church pastor must obtain these materials and implement this policy as soon as possible. Refusal to develop and adhere to a risk management program could result in non-coverage of liability should such a suit be brought against the church, children's worker, youth worker, or church board. As well, any Network Affiliated Church pastor that refuses to cooperate with the district in this matter will be brought before the Network Presbytery which may result in his/her removal as pastor. It is imperative that such a program be put in place.

Click here to download in Word format.  Click here to download in PDF.


Safety Central from Brotherhood Mutual - Articles on Safety and Risk Management for reducing risks - click here


Insurance & Risk Management Resources

The Network Presbytery has selected the Ministry Risk Management team at Cornerstone Ministry Risk Management and Brotherhood Mutual Insurance Company to provide an insurance program and risk management resources to the Rocky Mountain Ministry Network churches for the following reasons:

  • Quality Insurance Program at a Competitive Pricing
  • Distinctive Understanding of the unique aspects of ministry activities
  • Pro-active Communication and Exceptional Customer Service
  • Strong Claims Management and Loss control
  • Innovative Risk Management

To Request an Insurance Quote go to
or Contact:

Cornerstone Ministry Risk  Management
(800) 848-8686
(719) 244-9816 Direct

(719) 867-4514 Fax

Risk Management Resources:

Brotherhood Mutual Insurance Company provides a DVD, guidebook, and training manual for the purpose of training church leaders and lay workers in reducing the risk of child sexual abuse. This material is available through Ministry Risk Management by contacting them with your church name and mailing address.



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